Terms of Use
Effective date: 1 July 2025
Website: https://over55planning.co.uk
Please read these Terms of Use carefully before using this website. By accessing or using the site, you accept and agree to be bound by the terms set out below. If you do not agree with these terms, you should not use the website.
About this website
Over 55 Planning is a free online resource that provides structured, factual information on later-life finances. The site is designed for people aged 55 and over who want to understand common financial decisions in or approaching retirement. Our content currently focuses on pensions and property, and we may add further topics over time.
The website does not offer financial advice or product recommendations. All content is for general informational purposes only.
Use of content
All written content on this site is owned by Over 55 Planning or is used with permission. You may read, download or print content for your own personal use. You may not reproduce, distribute, republish or otherwise use any material from the site for commercial purposes without prior written consent.
You must not edit or modify any content from the site or present it in a misleading context.
No advice or recommendations
Nothing on this website constitutes financial, legal, tax or investment advice. We do not recommend products, services or providers. The information we provide is intended to help you understand broad financial topics, but it does not take into account your personal circumstances.
Before making any financial decision, you should consider seeking advice from a qualified professional.
Accuracy of information
We make reasonable efforts to ensure that the content on this website is accurate, up to date and clearly presented. However, we cannot guarantee that all information is complete, current or error-free. Financial rules, allowances and regulations may change over time.
We are not responsible for any decisions made based on the information provided on this site.
User responsibilities
You must use this website lawfully and in a way that does not infringe the rights of others or restrict or inhibit anyone else’s use of the site. You may not use the website to transmit any harmful or malicious content, including viruses, malware or spam.
If comments or forms are available, you must not post or submit any material that is unlawful, abusive, defamatory or inappropriate.
External links and third-party content
The website may include links to third-party websites, articles or tools for reference or convenience. We are not responsible for the content, security or privacy practices of external sites. Inclusion of a link does not imply endorsement or affiliation.
We advise you to review the terms and privacy policies of any external websites you visit.
Limitation of liability
To the fullest extent permitted by law, Over 55 Planning excludes all liability for any loss, damage or inconvenience arising from your use of the website or your reliance on its content. This includes direct, indirect, incidental and consequential loss.
Nothing in these terms limits our liability where it would be unlawful to do so, including liability for death or personal injury caused by negligence.
Intellectual property
All intellectual property rights in the website content, design, and layout are either owned by Over 55 Planning or used under licence. You may not use any part of the content for commercial purposes without permission.
The Over 55 Planning name and logo may not be used without consent.
Changes to these terms
We may update these Terms of Use at any time. Changes will take effect when published on this page. We recommend checking this page from time to time to stay informed of the current terms.
By continuing to use the website, you accept any updated terms.
Governing law
These terms are governed by the laws of England and Wales. Any disputes arising in connection with these terms or the use of the website will be subject to the exclusive jurisdiction of the courts of England and Wales.